In a nut shell here is what I see.
Goff is hot and cold, but his cold is REALLY cold and always ends up in a loss for us.
He is not the worst QB we could have. He's middle of the road usually, but again, sadly sometimes very very very bad.
Because of the the ridiculous contract the Rams gave him (way earlier than we even had to) the fact now is that he is our QB for the next 3 years, like it or not. We have to do the best we can do with him. I think we've almost seen his ceiling already. The sad thing is he isn't consistently playing to his ceiling.
And this next sentence is no joke. Do you think having millions and a hot girlfriend is part of the problem with his game performance? No, not all of the problem. But maybe some of it?