I don't think you're crazy. Over time I believe 40% is quite possible. Lots of trading halts won't change it IMHO. Interest rates heading negative (can you imagine telling that to someone 30 years ago!) forcing people into the markets at ever greater risk. Better returns for now than a MM but considering the risk a real scary time to depend solely on interest income.
Yeah, negative interest rates.
A bail in.
Charged to keep your money in a bank
I brought this up to a couple of people who had the typical idiot response....”they can’t do that”.
The fuck they can’t.
Most T&C have already been updated to include this language.
Banks aren’t really regulated by the government anyway.
Certain actions are.
But, in reality, the fed controls stuff.
The Fed should be seized, debt forgiven and ended.