IMHO there's reliable media sources, and then there's unreliable ones.
Jourdan Rodrigue, for example, is very well connected, a terrific writer, and professional. She never once mentioned any of the above items as factoring into McVasy's decision. She reported (accurately) that McVay's reluctance was psychological. Hell, McVay pretty much spilled his guts at his press conference on Monday. He explained what he was conflicted about, and then 4 days later he made his decision.
It's unfortunate that irresponsible guys (like Florio) had to muddy the waters with irrelevant and purely fabricated concerns.