I had the max number of bets allowed set at 1 for the same reason. Since it was my first year doing it I wasnt sure of my skills and didnt want any repeats of last year.
Last year some books closed after games had ended so folks were pouring $$$ into these.
Please keep in mind that this is all for fun, and, like last year,the members RODollars will probably be reset with the begining of a new NFL year